Terms of Use

Last Updated: April 2026

By accessing or using this website and any programs, content, courses, or services offered through KarimNaoum.com or Section8Training.com (collectively, ‘the Site’), you agree to be bound by these Terms of Use. If you do not agree, do not use this Site.

1. EDUCATIONAL PURPOSE.

All content on this Site including written material, videos, courses, coaching, and tools is for educational and informational purposes only. Nothing on this Site constitutes legal, financial, investment, or tax advice.

2. NO GUARANTEES.

No specific financial outcome, income level, return on investment, or business result is guaranteed by use of this Site or participation in any program. See our Earnings Disclaimer for full context.

3. INTELLECTUAL PROPERTY.

All content on this Site, including curricula, written materials, frameworks, videos, and proprietary systems, is the intellectual property of Section 8 Training / Karim Naoum. Reproduction, redistribution, resale, or unauthorized use of any content without prior written permission is strictly prohibited.

4. PROGRAM TERMS.

Specific terms governing enrollment, program access, deliverables, and refund eligibility are outlined in the client agreement provided at the time of enrollment. In the event of conflict between these Terms of Use and a signed client agreement, the client agreement governs.

5. USER CONDUCT.

You agree not to use this Site for any unlawful purpose, to impersonate any person or entity, to distribute spam or malicious content, or to attempt to gain unauthorized access to any part of the Site or its systems.

6. THIRD-PARTY LINKS.

This Site may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of any third-party site. Links do not constitute endorsement.

7. DISCLAIMER OF WARRANTIES.

This Site is provided ‘as is’ without warranties of any kind, express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

8. LIMITATION OF LIABILITY.

To the maximum extent permitted by applicable law, Section 8 Training, Karim Naoum, and their affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from use of this Site or any program.

9. GOVERNING LAW.

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles.

10. CHANGES TO TERMS.

We reserve the right to update these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.